Alipay (支付宝) in English
Alipay interface terms translated — from scanning to paying bills. For setup instructions, see our Alipay Setup Guide.
📖 Alipay Button Dictionary
🏠 Home Screen
| 中文 | English | What It Does |
|---|---|---|
| 付钱 | Pay | Show your QR code for the cashier to scan |
| 扫一扫 | Scan | Scan a merchant's QR code to pay |
| 收款 | Collect | Show your QR code so others can pay YOU |
| 卡包 | Card Wallet | Membership cards, coupons stored here |
| 出行 | Travel | Metro QR code, bike sharing, ride-hailing |
| 充值中心 | Top-Up Center | Add credit to phone, data plans |
| 我的小程序 | My Mini Programs | Recently used mini-apps inside Alipay |
👤 My Tab (右下角"我的")
| 中文 | English | Notes |
|---|---|---|
| 余额 | Balance | Money stored in your Alipay account |
| 花呗 | Huabei (Credit) | ⚠️ Like a credit card — buy now, pay later! Not free money. |
| 借呗 | Jiebei (Loan) | Cash loan service — interest applies! |
| 余额宝 | Yu'ebao (Savings) | Money market fund — earns interest on spare cash |
| 账单 | Bills | Transaction history — what you spent, when, where |
| 总资产 | Total Assets | All money across Alipay accounts |
| 芝麻信用 | Zhima Credit Score | Alipay's credit rating (350-950). Affects deposits for hotels/bikes |
💳 Wealth / Finance Section
| 中文 | English | Notes |
|---|---|---|
| 理财 | Wealth Management | Investment products, funds |
| 基金 | Mutual Funds | Stock and bond funds |
| 黄金 | Gold | Buy/sell gold digitally |
| 保险 | Insurance | Health, travel, property insurance |
🏠 Life & Utilities
| 中文 | English | Notes |
|---|---|---|
| 生活缴费 | Utility Payments | Pay electricity, water, gas, internet bills |
| 手机充值 | Phone Top-Up | Add credit to your Chinese phone number |
| 城市服务 | City Services | Government services, social insurance |
| 社保 | Social Insurance | Check your social insurance status |
🔧 Settings & Security
| 中文 | English | Notes |
|---|---|---|
| 设置 | Settings | All settings options |
| 安全设置 | Security Settings | Password, face ID, fingerprint, 2FA |
| 实名认证 | Real-Name Verification | Passport verification — required for full features |
| 支付设置 | Payment Settings | Default payment method, auto-pay, limits |
| 语言 | Language | Switch between Chinese and English |
| 退出登录 | Log Out | Sign out of your account |
🚨 Danger Zone
⚠️ 花呗 (Huabei) — This is Alipay's credit service, similar to a credit card. You can spend money now and pay later, but interest applies if you're late! Many users treat it as "free money" and get into debt.
⚠️ 自动扣款 (Auto-Pay / Subscriptions) — Some services in Alipay set up recurring payments. Check 支付设置 (Payment Settings) → 免密支付/自动扣款 (Auto-Pay) to see what's charging you monthly.
⚠️ 转账 (Transfer) — Once you send money via 转账, it's gone. Double check the recipient's name and account number before confirming!
Related Guides
⚠️ Note
Alipay regularly updates its interface. Some terms may vary slightly by app version. The English version of Alipay (Settings → Language) covers about 40% of screens — this guide fills the gaps.
Last updated: June 1, 2026